Protector Plans

Our Protector Plan policies are designed for expats and others living away from home.

What our Protector Plans offer


Affordable healthcare plans

Private healthcare doesn’t have to break the bank. We have health insurance policies for every budget.


Cancer cover with no limits

All cancer treatment is covered both inpatient and outpatient with no hospital bills to worry about. 


Pre-existing conditions

We can offer cover for pre-existing conditions or you can choose to exclude these from your plan. 


Proof of insurance for visas

Our customers often requite annual medical insurance to secure an overseas visa. 


Private hospital network

You have can choose your preferred private hospital from our extensive network.


24/7 medical assistance

We know it can feel daunting living away from home which is why we are on hand for our customers 24/7. 



 Our Protector plans offer five different levels of cover meaning there is a policy for every budget.

Insured with limits
Not insured
Hospital inpatient treatment
Accommodation, operating theatre, and recovery room
Daycare surgery / treatment
Diagnostic procedures
Prescription drugs & medicines
Physician, specialist, surgeon, and anaesthetist fees
Outpatient and preventative treatment
Alternative Medicine
Physician and paramedic fees
Prescribed drugs
Diagnostic tests / treatments
Health checks
Well child care
Hospice and terminal care
Hospice and terminal careEmergency PlusStandardPlusPremiumExecutive
Physical, psychological, social, spiritual care and hospital or hospice
accommodation, nursing, and prescription medicines
Cancer treatment
Chemotherapy, radiotherapy, oncology, diagnostics, and prescribed drugs for treatments received as in-patient and day-patient.
Maternity and childbirth
Normal pregnancy and childbirth
Complications of pregnancy and childbirth
Dental treatment
Emergency dental treatmentOptionalOptional
Dental crowns / bridges / dentures / implantsOptionalOptional
Routine dental careOptionalOptional
Restorative dental treatmentOptionalOptional
Orthodontics (for children under 18)OptionalOptional
TransportationEmergency PlusStandardPlusPremiumExecutive
Emergency medical evacuation and medical repatriation
Road ambulance
Repatriation of mortal remains
Other benefits
Inpatient StandardPlusPremiumExecutive
Eye examinations / eyeglasses / contact lenses
Home nursing
Personal Accident cover (in case of death by accident for members over
the age of 18)
Prescribed medical aids
Psychiatric, drug or alcohol dependency
Rehabilitation / convalescence

Online application form

To secure the price in your online quote we need to take some details about your medical history. There are just six questions to answer and it should only take a few minutes to complete.

Policy wording

Find out more about our Protector Plans including the full policy benefits, definitions, general conditions and general exclusions. We also share details of how to make a claim and how to make a complaint.

Your Private Healthcare Starts Here

Our Protector Plans cover everything from private in-patient care to vaccinations and physiotherapy. Get in touch with our team to discuss your options. 

Or WhatsApp — +44 7457  405263

Very pleased with the excellent service of HCI !!! Handling my catarac operation in Jakarta/Indonesia without any problems. They contacted the hospital themself about all administration and costs so I didn”t have any worries about this.

Johan Maats

HealthCare International Customer

We’ve got you covered

Get in touch with the team.

+44 (0)20 75908800 / +44 7457 405263