Protector Plans
Our Protector Plan policies are designed for expats and others living away from home.
What our Protector Plans offer
Affordable healthcare plans
Private healthcare doesn’t have to break the bank. We have health insurance policies for every budget.
Cancer cover with no limits
All cancer treatment is covered both inpatient and outpatient with no hospital bills to worry about.
Pre-existing conditions
We can offer cover for pre-existing conditions or you can choose to exclude these from your plan.
Proof of insurance for visas
Our customers often requite annual medical insurance to secure an overseas visa.
Private hospital network
You have can choose your preferred private hospital from our extensive network.
24/7 medical assistance
We know it can feel daunting living away from home which is why we are on hand for our customers 24/7.
Benefits
Our Protector plans offer five different levels of cover meaning there is a policy for every budget.
| Insured |  |
| Insured with limits |  |
| Not insured |  |
Hospital inpatient treatment
| Inpatient | Standard | Plus | Premium | Executive | ||
|---|---|---|---|---|---|---|
| Accommodation, operating theatre, and recovery room | | | | | | |
| Daycare surgery / treatment | | | | | | |
| Diagnostic procedures | | | | | | |
| Nursing | | | | | | |
| Prescription drugs & medicines | | | | | | |
| Physician, specialist, surgeon, and anaesthetist fees | | | | | | |
Outpatient and preventative treatment
| Inpatient | Standard | Plus | Premium | Executive | ||
|---|---|---|---|---|---|---|
| Alternative Medicine | | | | | | |
| Physician and paramedic fees | | | | | | |
| Physiotherapy | | | | | | |
| Prescribed drugs | | | | | | |
| Diagnostic tests / treatments | | | | | | |
| Health checks: | | | | | | |
| Vaccinations | | | | | | |
| Wellbeing | | | | | | |
| Well child care | | | | | | |
Hospice and terminal care
| Hospice and terminal care | Emergency Plus | Standard | Plus | Premium | Executive | |
| Physical, psychological, social, spiritual care and hospital or hospice accommodation, nursing, and prescription medicines | | | | | | |
Cancer treatment
| Inpatient | Standard | Plus | Premium | Executive | ||
|---|---|---|---|---|---|---|
| Chemotherapy, radiotherapy, oncology, diagnostics, and prescribed drugs for treatments received as in-patient and day-patient. | | | | | | |
Maternity and childbirth
| Inpatient | Standard | Plus | Premium | Executive | ||
|---|---|---|---|---|---|---|
| Normal pregnancy and childbirth | | | | | | |
| Complications of pregnancy and childbirth | | | | | | |
Dental treatment
| Inpatient | Standard | Plus | Premium | Executive | ||
| Emergency dental treatment | | | Optional | Optional | | |
| Dental crowns / bridges / dentures / implants | | | Optional | Optional | | |
| Routine dental care | | | Optional | Optional | | |
| Restorative dental treatment | | | Optional | Optional | | |
| Orthodontics (for children under 18) | | | Optional | Optional | | |
Transportation
| Transportation | Emergency Plus | Standard | Plus | Premium | Executive | |
|---|---|---|---|---|---|---|
| Emergency medical evacuation and medical repatriation | | | | | | |
| Road ambulance | | | | | | |
| Repatriation of mortal remains | | | | | | |
Other benefits
| Inpatient | Standard | Plus | Premium | Executive | ||
|---|---|---|---|---|---|---|
| Eye examinations / eyeglasses / contact lenses | | | | | | |
| Home nursing | | | | | | |
| Personal Accident cover (in case of death by accident for members over the age of 18) | | | | | | |
| Prescribed medical aids | | | | | | |
| Psychiatric, drug or alcohol dependency | | | | | | |
| Rehabilitation / convalescence | | | | | | |
Your Private Healthcare Starts Here
Our Protector Plans cover everything from private in-patient care to vaccinations and physiotherapy. Get in touch with our team to discuss your options.
Or WhatsApp — +44 7457 405263
“Very pleased with the excellent service of HCI !!! Handling my catarac operation in Jakarta/Indonesia without any problems. They contacted the hospital themself about all administration and costs so I didn”t have any worries about this.“
Johan Maats
HealthCare International Customer
We’ve got you covered
Get in touch with the team.