Short Term Plus Plan


If you need international private medical insurance for up to six months, our Short Term Plus Plan is the perfect solution. It covers the cost of private medical treatment in the country where you will be living for the Period of Insurance making it an ideal choice for anyone planning to live abroad for a few months.

Our Short Term Plus Plan customers include new expats wanting to secure private healthcare while they settle into their new home, people working abroad on placements and those travelling or taking extended vacations.

Our Short Term Plus Plan differs from travel insurance as it is designed for people living abroad short term rather than travelling for leisure.

Each plan is valid for three months and can be renewed for a further three months.

Annual policy limit of £1,000,000/$1,500,000/€1,500,000 per insured, unless a sub-limit is mentioned

  • Hospital Inpatient Treatment
  • Accommodation, Operating Theatre and Recovery Room
  • Cancer Treatments (Radiotherapy, Chemotherapy, Oncology)
  • Day-care Surgery / Treatment
  • Diagnostic Procedures
  • Nursing
  • Prescription Drugs & Medicines
  • Physician, Specialist, Surgeon and Anaesthetist Fees

Outpatient Treatment (overall combined limit of up to £1,000/$1,500/€1,500)

  • Physician & Paramedic Fees: up to 75%
  • Prescribed Drugs
  • X-Ray, Laboratory Tests and Treatments: up to 75%
  • Physician Prescribed Physiotherapy, Speech Therapy and
  • Occupational Therapy: up to 5 sessions
  • Non-Western & Alternative Medicine: up to 5 sessions


Albania, Andorra, Austria, Belarus, Belgium, Bosnia Herzegovina, Bulgaria, Channel Islands, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Faroe Islands, Finland, France, Germany, Gibraltar, Greece, Greenland, Hungary, Iceland, Ireland, Isle of Man, Italy, Kosovo, Latvia, Liechtenstein, Lithuania, Luxembourg, North Macedonia, Malta, Moldova, Monaco, Montenegro, Netherlands, Norway, Poland, Portugal including Madeira and Azores, Romania, Russia: West of the Urals only, San Marino, Serbia, Slovakia, Slovenia, Spain, Sweden, Switzerland, Ukraine and Vatican City

Worldwide excluding the USA

China, Greece, Guatemala, Honduras, Hong Kong, Israel, Jersey, Mexico, Russian Federation, Singapore, Switzerland, United Kingdom and anywhere in Europe.

Worldwide including the USA

Worldwide, USA, US Minor Outlying Islands

  • Eye Surgery (Illness and Accidents only)
  • Emergency Dental Treatment (Extra-oral impact/accidental only; pain  relieving treatment only and to be carried out within 48 hours of accident

Accompanying Travel & Accommodation Expenses – for one person in the event of an emergency evacuation to the nearest appropriate hospital or repatriation of the remains in case of death of an Insured
Person. Accommodation expenses will be paid up to the limit of £3,500/€5,000/$5,000 per person for a maximum of 15 days. Return costs to the overseas location will also be covered. All costs must be incurred within the Period of Insurance.

Compassionate Travel & Accommodation Expenses – up to the limit of £3,500/€5,000/$5,000 per person per event for an early return of an Insured Person to their home country due to serious illness or death
of a relative in the first degree.

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