HealthCare International Protector Plans

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HCI Protector Plans

What is insured?

Insured with limits
Not insured
BenefitEmergency PlusStandardPlusPremiumExecutive
Hospital inpatient treatment
Accommodation, operating theatre, and recovery room
Daycare surgery / treatment
Diagnostic procedures
Prescription drugs & medicines
Physician, specialist, surgeon, and anaesthetist fees
Eye surgery (illness and accidents only)
Outpatient and preventative treatment
Alternative Medicine
Physician and paramedic fees
Prescribed drugs
Diagnostic tests / treatments
Health checks:
Well child care
Hospice and terminal care
Physical, psychological, social, spiritual care and hospital or hospice
accommodation, nursing, and prescription medicines
Cancer treatment
Chemotherapy, radiotherapy, oncology, diagnostics, and prescribed
drugs for treatments received as in-patient and day-patient.
Maternity and childbirth
Normal pregnancy and childbirth
Complications of pregnancy and childbirth
Dental treatment
Emergency dental treatmentOptionalOptional
Dental crowns / bridges / dentures / implantsOptionalOptional
Routine dental careOptionalOptional
Restorative dental treatmentOptionalOptional
Orthodontics (for children under 18)OptionalOptional
Emergency medical evacuation and medical repatriation
Road ambulance
Repatriation of mortal remains
Other benefits
Eye examinations / eyeglasses / contact lenses
Home nursing
Personal Accident cover (in case of death by accident for members over
the age of 18)
Prescribed medical aids
Psychiatric, drug or alcohol dependency
Rehabilitation / convalescence
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