HealthCare International Protector Plans
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HCI Protector Plans
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What is insured?
| Insured |  |
| Insured with limits |  |
| Not insured |  |
| Benefit | Emergency Plus | Standard | Plus | Premium | Executive | |
| Hospital inpatient treatment | ||||||
| Accommodation, operating theatre, and recovery room | | | | | | |
| Daycare surgery / treatment | | | | | | |
| Diagnostic procedures | | | | | | |
| Nursing | | | | | | |
| Prescription drugs & medicines | | | | | | |
| Physician, specialist, surgeon, and anaesthetist fees | | | | | | |
| Eye surgery (illness and accidents only) | | | | | | |
| Outpatient and preventative treatment | ||||||
| Alternative Medicine | | | | | | |
| Physician and paramedic fees | | | | | | |
| Physiotherapy | | | | | | |
| Prescribed drugs | | | | | | |
| Diagnostic tests / treatments | | | | | | |
| Health checks: | | | | | | |
| Vaccinations | | | | | | |
| Wellbeing | | | | | | |
| Well child care | | | | | | |
| Hospice and terminal care | ||||||
| Physical, psychological, social, spiritual care and hospital or hospice accommodation, nursing, and prescription medicines | | | | | | |
| Cancer treatment | ||||||
| Chemotherapy, radiotherapy, oncology, diagnostics, and prescribed drugs for treatments received as in-patient and day-patient. | | | | | | |
| Maternity and childbirth | ||||||
| Normal pregnancy and childbirth | | | | | | |
| Complications of pregnancy and childbirth | | | | | | |
| Dental treatment | ||||||
| Emergency dental treatment | | | Optional | Optional | | |
| Dental crowns / bridges / dentures / implants | | | Optional | Optional | | |
| Routine dental care | | | Optional | Optional | | |
| Restorative dental treatment | | | Optional | Optional | | |
| Orthodontics (for children under 18) | | | Optional | Optional | | |
| Transportation | ||||||
| Emergency medical evacuation and medical repatriation | | | | | | |
| Road ambulance | | | | | | |
| Repatriation of mortal remains | | | | | | |
| Other benefits | ||||||
| Eye examinations / eyeglasses / contact lenses | | | | | | |
| Home nursing | | | | | | |
| Personal Accident cover (in case of death by accident for members over the age of 18) | | | | | | |
| Prescribed medical aids | | | | | | |
| Psychiatric, drug or alcohol dependency | | | | | | |
| Rehabilitation / convalescence | | | | | | |
