Protector Plans
Our Protector Plan policies are designed for expats and others living away from home.
All our Protector Plans offer:
Affordable healthcare plans
Private healthcare doesn’t have to break the bank. We have health insurance policies for every budget.
Cancer cover with no limits
All cancer treatment is covered both inpatient and outpatient with no hospital bills to worry about.
Pre-existing conditions
We can offer cover for pre-existing conditions or you can choose to exclude these from your plan.
Proof of insurance for visas
Our customers often requite annual medical insurance to secure an overseas visa.
Private hospital network
You have can choose your preferred private hospital from our extensive network.
24/7 medical assistance
We know it can feel daunting living away from home which is why we are on hand for our customers 24/7.
Compare the benefits
Our Protector Plans offer five different levels of cover meaning there is a policy for every budget.
| Benefit | Emergency | Plus | Standard | Premium | Executive |
|---|---|---|---|---|---|
| Annual Max Benefit | $500,000 | $1M | $1.5M | $2M | $2.5M |
| In-Patient Care | ✔ | ✔ | ✔ | ✔ | ✔ |
| Hospital Cash Benefit | $100/day (30d) | $100 | $200 | $250 | $250 (40d) |
| Organ Transplant | $100K | $100K | $100K | $500K | $500K |
| Parent & Child Accommodation | $45/day | $45 | $150 | $150 | $150 (45d) |
| Hospice/Terminal Care | $20K | $20K | $20K | $200K | $200K |
| Rehabilitation | ❌ | ❌ | ❌ | ✔ 45d | ✔ 60d |
| Out-of-Area Emergency | 20d/$20K | 30d/$30K | 40d/$40K | 50d/$50K | 60d/$60K |
| Outpatient Consults | ❌ | ❌ | 75% $1K | 75% | 100% |
| Physiotherapy | ❌ | ❌ | ✔ | ✔ | ✔ |
| Preventative Checks | ❌ | ❌ | ❌ | $400 | $1,500 |
| Vaccinations | ❌ | 75% | 75% | $150 | ✔ |
| Maternity | ❌ | $3K | $3K | $15K ($20K*) | $17.5K ($25K*) |
| Newborn Care | ❌ | $50K | $100K | $150K | $250K |
| Dental Emergency | ❌ | ❌ | Optional | $2K | $2K |
| Routine Dental | ❌ | ❌ | Optional | 75% | ✔ |
| Optical | ❌ | ❌ | ❌ | ❌ | $400 |
| Psych/Mental Health | ❌ | ❌ | ❌ | ❌ | $5K |
| Evacuation | ✔ | ✔ | ✔ | ✔ | ✔ |
| Accidental Death | $25K | $25K | $25K | $25K | $25K |
Your Private Healthcare Starts Here
Our Protector Plans cover everything from private in-patient care to vaccinations and physiotherapy. Get in touch with our team to discuss your options.
Or WhatsApp — +44 7457 405263
“Very pleased with the excellent service of HCI !!! Handling my catarac operation in Jakarta/Indonesia without any problems. They contacted the hospital themself about all administration and costs so I didn”t have any worries about this.“
Johan Maats
HealthCare International Customer
We’ve got you covered
Get in touch with the team.