About Integra Global

We’re Integra Global: a different breed of health plan provider. Smaller, more flexible. Intelligent and personal. We create tailored plans for expats, international families and anyone else with unique insurance needs.

Support for All Ages

We can provide cover for the whole family.

Worldwide coverage

You can choose worldwide cover or opt to exclude the USA and Canada. 

Part of HCI Group

We are proud to be part of HealthCare International Group. 

We specialise in…

…the uncommon

Unusual lives require a different sort of insurance. If you’re an expat or living abroad long-term, you need insurance built around you.

That’s were we come in. Like our customers, we see the world differently. We’re not one of the worlds biggest names. We can’t rely on sheer scale to steamroller our way to success. And we wouldn’t want to.

Instead. We’ve built our business on flexibility, innovation, and the radical idea of treating every customer as an individual. we listen carefully to people’s needs, and develop intelligent policies that answer them.

We’re an uncommon company, for uncommon people.

We specialise in…


We believe passionately in partnerships. Strong, sustainable partnerships, rooted in a deep understanding of people’s needs.

Each one starts with a conversation. By listening to our customers, we can offer them genuinely useful products and services, with the right balance of protection and value. We believe conversations like this are the foundation of any true partnership.

That may sound simple. It is simple. But without our unique, flexible approach, it would be impossible.

We specialise in…


As a company built by expats, we understand the pressures and risks you face working away from home. We use this understanding to develop specialist policies that offer the tailored protection you need.

You never quite know what’s around the corner. That’s why unlike many expat products, ours aren’t built up of modules you have to put together yourself. That’s our job. Our comprehensive, integrated policies come with everything you need built in.

That doesn’t mean they’re inflexible. Far from it. We understand your needs are different from everyone else’s, and we’ll work with you to create a bespoke plan that includes everything you need – whether that’s 24/7 medical evacuation cover, or worldwide, hassle-free access to outpatient services. Comprehensive, flexible cover, built around your needs. Why doesn’t all insurance work this way?

We specialise in…

…family life

As a family, you’re more than a collection of individuals. You’re a team. And you want a simple, integrated insurance plan that works for all of you, together.

That’s exactly what our family health plans provide. We’ve thought carefully about what expat families need, and created policies that are perfect for them – offering things like generous maternity cover, and vaccinations for adults and children.

Then there’s our unique family deductible. If you choose this option, instead of having separate deductibles for each person, there’s just one for all of you. That helps make sure everyone gets the quickest possible access to health benefits – and it saves you money. It’s just another way we think differently, to create uniquely responsive insurance.

We specialise in…

…business health

Choosing the right insurance for your employees is an important decision – from your perspective, and from theirs. People are the lifeblood of any organisation: when they feel valued and secure, your business will thrive.

We’ve developed a range of plans to cover the diverse requirements of businesses employing expats. Having that choice means you get all the benefits of flexibility, without sacrificing the convenience of off-the-shelf products. That makes our group cover an ideal way to cater for the needs of all your staff, whatever their individual situations.

It’s simpler, more intelligent way to look after the people who work for you.

We specialise in…

…speciality risks

There are many others who, like expats, have complex insurance needs. We’re using our experience of insuring the uncommon to create tailored products for more of them every day.

Doing so makes good business sense. But for us, it’s about much more than that. We’re proud to support people who would otherwise ‘fall through the cracks’. We’re proud to be offering insurance that offers people real flexibility and value, and creates a better future for everyone.

Levels of cover


Our InCare Life and InCare Premier plans give you all-encompassing inpatient health cover. Ensuring that you have great protection with extensive benefits not found in similar offerrings. Intelligently packaged to meet the needs of your international lifestyle, at an affordable price.


yourLife is a comprehensive health plan providing you with international cover. It is hard to find what we left out to keep you healthy, fit and protected.


PremierLife is an exclusive health plan providing you with international cover. PremierLife gives you the most complete and benefit rich health protection imaginable.

“As an expat who frequently travels all over the world, I have relied on Integra Global for about 15 years to provide my worldwide health insurance needs. In every respect I have always been extremely pleased with them. Their premiums are reasonable, their coverage is extensive, my claims have always been processed quickly and efficiently, and most importantly their home office is always there, if needed, to provide excellent support. I take no hesitation whatsoever in recommending Integra Global to others in similar circumstances!”