Our Protector Plans are suitable for individuals living abroad who need cover towards a range of medical expenses. HCI Group Global does not offer advice on which option is the most suitable for you; this quiz is provided to help you navigate the various options available to you and make the choice that’s right for you. Please note this quiz only covers our Protector range of products.

Included in all plans

✔ Hospital inpatient treatment

✔ Cancer treatment

✔ Hospice and terminal care

✔ Emergency medical evacuation and medical repatriation

✔ Personal accident cover

Optional cover

Please select the additional benefits that meet your requirements.

Vaccinations cover

✔  Medically necessary vaccinations which are recommended by public health authorities in the Country of Residence.

Maternity and newborn cover

✔  Complications of pregnancy and complications of childbirth

✔  Congenital defects

✔  Newborn care including premature newborns

Outpatient care

✔ Physician and paramedic fees

✔ Diagnostics

✔ Physiotherapy

✔ Hormone relacement therapy (not related to gender dysphoria)

✔ Prescrition drugs and medicines

Wellbeing preventative care

✔ Routine gynaecological tests

✔ Mammograms

✔ Prostate exams

✔ Routine cancer screening

✔ General health checks for children up to the age of 7

Dental care

✔ Emergency dental treatment

✔ Routine dental treatment

✔ Restorative dental treatment

✔ Dental crowns, bridges, dentures and implants

✔ Orthodontic treatment for children up to 18

Premium cover benefits

✔ Home nursing following eligible inpatient treatment

Annual health checks including:

✔ Vital signs

✔ Cardiovascular exam

✔ Naurological exam

✔ Blood tests

Vision care

✔ Routine eye examinations

✔ Glasses or contact lenses

Prescribed medical aids

✔ Orthopaedic braces

✔ Hearing aids

✔ Durable equipment (eg crutches or wheelchairs)

Psychiatric, drug and alcohol abuse

✔ Inpatient or outpatient treatment

✔ Psychiatric

✔ Mental and nervous disorders

✔ Alcoholism

✔ Drug abuse detoxification

Please update your answers to find a plan suited to your requirements. 

Please note that offering these plans does not constitute advice.

You can see an overview of all plans here.