Health Protect

Our Health Protect policies offer the full range of healthcare options for people living abroad or those who travel frequently. Our customers include expatriates, digital nomads, international students and holiday home owners. We offer five off the shelf plans – our Protector Plans – and Nimbl Health which offers a fully flexible solution.

HCI Group Global Protector Plans

With five levels of cover, our Protector Plans offer international private medical insurance (IPMI) for all budgets. 

Emergency +

Standard

Plus

Premium

Executive

Unsure which level of cover suits your needs? Take our quiz to discover your perfect plan.

Healthcare Plans Comparison

Healthcare Plans Comparison

Plan Emergency + Standard Plus Premium Executive
Annual Cover $500,000 $1,000,000 $1,500,000 $2,000,000 $2,500,000
Benefits
  • Hospital inpatient care
  • Hospice and terminal care
  • Cancer treatment
  • Emergency evacuation
  • Personal accident cover
  • All Emergency+ benefits
  • Vaccinations
  • Maternity and newborn
  • All Emergency+ benefits
  • All Standard benefits
  • Outpatient cover
  • Wellbeing tests
  • Well-child care
  • Dental option
  • All Emergency+ benefits
  • All Standard benefits
  • All Plus benefits
  • Annual health checks
  • Home nursing
  • All Emergency+ benefits
  • All Standard benefits
  • All Plus benefits
  • All Premium benefits
  • Vision care
  • Prescribed medical aids
  • Psychiatric, drug and alcohol abuse

Included with all plans

Inpatient Care

Diagnostics, physician, specialist and surgeon fees, private hospital accommodation and prescription drugs are all covered with no limits.

Cancer care

Chemotherapy, radiotherapy, oncology, diagnostics, and prescribed drugs for treatments received as in-patient and day-patient is covered with no limits. 

Hospice / terminal care

Physical, psychological, social, spiritual care and hospital or hospice accommodation, nursing, and prescription medicines. Limit depends on the policy. 

24/7 medical assistance

Emergency medical evacuation and medical repatriation, road ambulance and repatriation of mortal remains. Covered with no limits.

Optional  benefits

Outpatient

Physiotherapy, health checks prescribed drugs, vaccinations, well child care and more can be included in your plan.

Dental

Emergency and routine dental care can all be included as well as orthodontics for children under 18.

Maternity and newborn

Normal pregnancy and childbirth and complications of pregnancy and childbirth can be included up to a limit of your choice.

Other benefits

Vision care, home nursing, personal accident cover, prescribed medical aids, psychiatric, drug or alcohol dependency and rehabilitation are all available.

Nimbl Health

Nimbl Health

Some customers prefer the flexibility of building their own healthcare plan. Nimbl health allows you to tailor your policy to your unique circumstances.

Your private Healthcare Starts Here

Get in touch with our team to find the best policy for your needs.

Or call — +44 (0)20 7590 8800